As the first boomers approach retirement age, health insurance is a big concern, and Medicare is a big part of that picture.

The first thing one needs to know is — how to sign up.

Consumer Boomer offers a little primer on how and when to sign up for Medicare medical payment benefits.

When Should You Sign Up for Medicare

If you’re coming up on 65 and not receiving Social Security benefits, SSDI or benefits from the Railroad Retirement Board, you can still apply for Medicare coverage. You can visit your local Social Security Administration office or dial (800) 772-1213 or go to www.ssa.gov to determine your eligibility.